We Listen, We Act, We Solve Problems

Financial Freedom Starts Here

Overcome Debt with Dignity

Welcome to the Massachusetts Bankruptcy Center

Your full service Massachusetts Bankruptcy Law Firm.

Why do so many clients choose and recommend the Massachusetts Bankruptcy Center for their Massachusetts Bankruptcy Attorneys?



We are available 7 days per week, offer home, hospital, evening and weekend appointments to our clients in every part of Massachusetts. If our clients have an emergency, we are always available.


We explain everything to our clients in plain English, Spanish, Portuguese and Thai. No legalese, no jargon and no fancy lawyer talk.


Most cases are handled on a one time, flat-fee basis. No hidden charges. No surprises. Often paying legal fees that amount to a small fraction of their total debt, our clients are relieved from paying tens of thousands of dollars of burdensome debt.

Reduced fees available

For qualifying clients, including reduced legal fee.


Flexible payment plans are available and we work with all budgets. The client decides what payment plan works best for them.

Express bankruptcy filing

Is available for clients who require immediate action or are eager to quickly move forward to obtain their fresh start.

Attorney Richard Ravosa – Debt Settlement or Bankruptcy

Filing for bankruptcy in Massachusetts can be a daunting process with so many decisions to be made. The Massachusetts Bankruptcy Center Team of Bankruptcy Lawyers and support staff have helped thousands of people from all corners of Massachusetts with offices located at Boston, Natick, Salem, Springfield and Worcester. Our clients come as far as North Adams, Gardner, Provincetown, Newburyport, Lowell, New Bedford, Taunton, Fall River and many cities and towns in between.

Our clients do not want the local town attorney that does a few Bankruptcy cases here and there. They want an Experienced, Available and Affordable attorney who has a reputation with the Bankruptcy Trustees of doing an outstanding job preparing a precise and detailed petition and who other attorneys turn to for advice on Bankruptcy.

Bankruptcy is a very complicated process and filing without an attorney or an attorney who is not as experienced in this area of law can end up resulting in a bad outcome such as: having a case be dismissed, losing assets, having to take time off of work for multiple 341 meetings, being denied a discharge due to omissions based on sloppy work or being subject to a United States Trustee Audit. Having the right Attorney who takes the time to make sure the information in the petition is complete, accurate and consistent can mean the difference of a case going smoothly or it falling completely apart.

Even if you filed pro se or hired an attorney who is inexperienced in Bankruptcy and your case is falling apart, Attorney Ravosa has helped many Debtors in that situation rehabilitate their case to the best possible point.

Our Bankruptcy team can help you every step of the way through this difficult process, determining if bankruptcy is right for you, carefully timing the best time to file Bankruptcy, explaining how bankruptcy works, other options other than Bankruptcy, what will be required for your specific case, the costs and how long the process will take to conclude.

The Benefits of Massachusetts Bankruptcy Lawyers Services can include:

  • End Creditor Harassment: Phone calls, Threats, & Mail.
  • Eliminate Medical Bills
  • Eliminate Credit Card Debt
  • Stop Utility Shut Offs
  • Stop harassing Debt Collection Calls
  • Stop Foreclosure
  • Stop Vehicle Repossession
  • Stop Eviction
  • End Lawsuits
  • Cease Wage Garnishments
  • Eliminate Second Mortgages
  • Manage Back Taxes and Penalties
  • Lien Avoidance Powers of the Bankruptcy Court
  • Help Manage Student Loans
  • A fresh financial start to rebuild and improve your credit scores

Convenient Locations throughout Massachusetts.

300 Commercial Street
Boston, MA 02109
(617) 720-1101
40 Jackson St, Ste. 1020
Worcester, MA 01608
(508) 755-3202
One South Avenue
Natick, MA 01760
(508) 655-3013
603 Sumner Avenue
Springfield, MA 01108
(413) 734-4147

Take Control of Your Future