About Us

The Massachusetts Bankruptcy Center is one of the leading providers of bankruptcy and foreclosure prevention services in Massachusetts. We represent individuals and small businesses from Boston to the Berkshires.

Founded by Attorney Richard S. Ravosa, who regularly meets with bankruptcy clients in their homes due to illnesses, age, or disabilities; he also oversees a staff of attorneys and paralegals who are dedicated problem solvers.

With offices throughout Massachusetts, we offer legal assistance to our clients in the areas of Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Business Bankruptcies, Foreclosure Prevention, Wrongful Foreclosure, Debt Settlement, Bankruptcy Litigation, Loan Modifications, Mortgage Modifications, Predatory Lending, Consumer Protection Lawsuits, and Credit Rebuilding & Repair.

Our aim at the Massachusetts Bankruptcy Center is to help each and every client overcome debt with dignity.

Massachusetts Bankruptcy Center Attorneys

Richard S. Ravosa, Esquire,

sought after speaker, and bankruptcy radio talk show host, was one of only fifteen lawyers recognized in 2005 by Massachusetts Lawyers Weekly as a rising star for his achievements in representing clients with difficult legal obstacles to overcome, his business acumen, and entrepreneurship skills. Ravosa is admitted to the practice of law in Massachusetts and Connecticut and has an accomplished record as a bankruptcy lawyer, trial lawyer, negotiator, and strategist. Attorney Ravosa is a member of the American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and is the host of the Money or No Money Show an educational radio talk show airing weekly on AM 1120 in the Boston area and AM 970 in Greater Worcester/Southbridge where callers can have bankruptcy and foreclosure questions answered free of charge. Attorney Ravosa has also been featured on WBZ TV News, Channel 4, Boston and WGGB TV News, Channel 40, Springfield, regarding his successful handling of bankruptcy matters on behalf of his clients. In 2010, Attorney Ravosa launched the Massachusetts Bankruptcy Center, Debt Relief Foundation, which is an organization that provides free legal representation for qualifying Chapter 7 debtors who cannot afford an attorney.

Justin M. Lavelle, Esquire is a graduate of the University of Massachusetts at Amherst, Western New England College School of Law and is a lifelong resident of Western Massachusetts. Attorney Lavelle specializes in the fields of consumer protection, bankruptcy and loan modification. Attorney Lavelle is a member of the advisory board of and legal counsel to the Western Mass Green Consortium, an environmental advocacy nonprofit organization. Attorney Lavelle also represents indigent tenants pro bono in eviction proceedings.

Michelle L. Cote, Esquire heads the firm Worcester office. She is a graduate of the Massachusetts School of Law at Andover, where she won numerous awards of distinction for legal writing, legal advocacy, and litigation practice. Her practice is focused on all areas of personal injury law, including car accidents, animal attacks, slip and fall cases, catastrophic injuries, medical malpractice, products liability, premises liability and insurance litigation. Attorney Cote also oversees the firm Loan Modification and Mortgage Restructuring Department and Business Law Division. She is a cum laude graduate of Worcester State College and Assumption College in Worcester. Attorney Cote is a member of the American Bar Association, Massachusetts Bar Association and Worcester County Bar Association.

Attorney Maegan L. Hurley, Esquire, is admitted to practice law in Massachusetts and in the U.S. District Court for the District of Massachusetts. Attorney Hurley is a graduate of Simmons College and Suffolk University Law School, where she received Pro Bono Honors. Attorney Hurley has experience helping lower income individuals through her work as a student attorney at Suffolk Law Housing Clinic and as a coordinator for No One Leaves which is a grass roots resource that offers legal information and resources to families facing post-foreclosure eviction. She is a member of the National Association of Consumer Bankruptcy Attorneys and prior to her becoming an attorney she had the privilege to work for United States Senator Ted Kennedy. Ms. Hurley is the director of the firms pro bono section.

Home, Hospital, evening and weekend appointments are available throughout the entire Commonwealth of Massachusetts for clients with disabilities or no transportation.
Other meeting locations available by appointment.
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