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About Massachusetts Bankruptcy

The Massachusetts Bankruptcy Center is one of the leading providers of bankruptcy and foreclosure prevention services in Massachusetts. We represent individuals and small businesses from Boston to the Berkshires.

The Center is founded by Attorney Richard S. Ravosa, who regularly meets with bankruptcy clients in their homes due to illnesses, age, or disabilities; he also oversees a staff of attorneys and paralegals who are dedicated problem solvers.

With offices throughout Massachusetts, we offer legal assistance to our clients in the areas of Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Business Bankruptcies, Foreclosure Prevention, Wrongful Foreclosure, Debt Settlement, Bankruptcy Litigation, Loan Modifications, Mortgage Modifications, Predatory Lending, Consumer Protection Lawsuits, and Credit Rebuilding & Repair.

Our aim at the Massachusetts Bankruptcy Center is to help each and every client overcome debt with dignity.

Richard S. Ravosa, Esquire, sought after speaker, and bankruptcy radio talk show host, was one of only fifteen lawyers recognized in 2005 by Massachusetts Lawyers Weekly as a “rising star” for his achievements in representing clients with difficult legal obstacles to overcome, his business acumen, and entrepreneurship skills. Attorney Ravosa is admitted to the practice of law in Massachusetts and Connecticut and has an accomplished record as a bankruptcy lawyer, trial lawyer, negotiator, and strategist. Attorney Ravosa is a member of the American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and is the host of the “Money or No Money Show”, an educational radio talk show airing weekly on AM 1120 in the Boston area and AM 970 in Greater Worcester/Southbridge where callers can have bankruptcy and foreclosure questions answered free of charge. Attorney Ravosa has also been featured on WBZ TV News, Channel 4, Boston and WGGB TV News, Channel 40, Springfield, regarding his successful handling of bankruptcy matters on behalf of his clients. In 2010, Attorney Ravosa launched the Massachusetts Bankruptcy Center, Debt Relief Foundation, which is an organization that provides free legal representation for qualifying Chapter 7 debtors who cannot afford an attorney.

Brian R. Goodwin, Esquire, has been successfully handling loan modifications since the origination of the HAMP Program. Before his time with the Massachusetts Bankruptcy Center, Attorney Goodwin spent five years with the Massachusetts Attorney General’s Consumer Protection Division, developing skills and experience crucial to the loan modification procedure and aftermath. He has also worked for many years in the bankruptcy field, including time with a Massachusetts Chapter 7 Trustee. While Attorney Goodwin has had vast success in both his work with loan modifications, bankruptcy, and other professional endeavors, including receiving numerous awards and acknowledgments, both scholastically and professionally, he believes his greatest achievement is his two year old, Owen.

Erica M. DiBona, Esquire is admitted to the practice of law in Massachusetts and in the U.S. District Court for the District of Massachusetts. Attorney DiBona is a graduate of Smith College and Suffolk University Law School, cum laude. She is also a member of the Boston Bar Association and Massachusetts Bar Association. Attorney DiBona has extensive experience representing bankruptcy clients before the Chapter 7 and Chapter 13 Trustees in Massachusetts.

Justin M. Lavelle, Esquire is a graduate of the University of Massachusetts at Amherst, Western New England College School of Law and is a lifelong resident of Western Massachusetts. Attorney Lavelle specializes in the fields of consumer protection, bankruptcy and loan modification. Attorney Lavelle is a member of the advisory board of and legal counsel to the Western Mass Green Consortium, an environmental advocacy nonprofit organization. Attorney Lavelle also represents indigent tenants pro bono in eviction proceedings.

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Service areas: All of Massachusetts

Abington, Acton, Acushnet, Adams, Agawam, Alford, Amesbury, Amherst, Andover, Aquinnah (Gay Head), Arlington, Ashburnham, Ashby, Ashfield, Ashland, Athol, Attleboro, Auburn, Avon, Ayer Barnstable, Barre, Becket, Bedford, Belchertown, Bellingham, Belmont, Berkley, Berlin, Bernardston, Beverly, Billerica, Blackstone, Blandford, Bolton, Boston, Bourne, Boxborough, Boxford, Boylston, Braintree, Brewster, Bridgewater, Brimfield, Brockton, Brookfield, Brookline, Buckland, Burlington Cambridge, Canton, Carlisle, Carver, Charlemont, Charlton, Chatham, Chelmsford, Chelsea, Cheshire, Chester, Chesterfield, Chicopee, Chilmark, Clarksburg, Clinton, Cohasset, Colrain, Concord, Conway, Cummington Dalton, Danvers, Dartmouth, Dedham, Deerfield, Dennis, Dighton, Douglas, Dover, Dracut, Dudley, Dunstable, Duxbury East Bridgewater, East Brookfield, East Longmeadow, Eastham, Easthampton, Easton, Edgartown, Egremont, Erving, Essex, Everett Fairhaven, Fall River, Falmouth, Fitchburg, Florida, Foxborough, Framingham, Franklin, Freetown, Gardner, Gay Head (Aquinnah), Georgetown, Gill, Gloucester, Goshen, Gosnold, Grafton, Granby, Granville, Great Barrington, Greenfield, Groton, Groveland Hadley, Halifax, Hamilton, Hampden, Hancock, Hanover, Hanson, Hardwick, Harvard, Harwich, Hatfield, Haverhill, Hawley, Heath, Hingham, Hinsdale, Holbrook, Holden, Holland, Holliston, Holyoke, Hopedale, Hopkinton, Hubbardston, Hudson, Hull, Huntington Ipswich Kingston Lakeville, Lancaster, Lanesborough, Lawrence, Lee, Leicester, Lenox, Leominster, Leverett, Lexington, Leyden, Lincoln, Littleton, Longmeadow, Lowell, Ludlow, Lunenburg, Lynn, Lynnfield Malden, Manchester-by-the-Sea, Mansfield, Marblehead, Marion, Marlborough, Marshfield, Mashpee, Mattapoisett, Maynard, Medfield, Medford, Medway, Melrose, Mendon, Merrimac, Methuen, Middleborough, Middlefield, Middleton, Milford, Millbury, Millis, Millville, Milton, Monroe, Monson, Montague, Monterey, Montgomery, Mount Washington Nahant, Nantucket, Natick, Needham, New Ashford, New Bedford, New Braintree, New Marlborough, New Salem, Newbury, Newburyport, Newton, Norfolk, North Adams, North Andover, North Attleborough, North Brookfield, North Reading, Northampton, Northborough, Northbridge, Northfield, Norton, Norwell, Norwood Oak Bluffs, Oakham, Orange, Orleans, Otis, Oxford, Palmer, Paxton, Peabody, Pelham, Pembroke, Pepperell, Peru, Petersham, Phillipston, Pittsfield, Plainfield, Plainville, Plymouth, Plympton, Princeton, Provincetown, Quincy, Randolph, Raynham, Reading, Rehoboth, Revere, Richmond, Rochester, Rockland, Rockport, Rowe, Rowley, Royalston, Russell, Rutland, Salem, Salisbury, Sandisfield, Sandwich, Saugus, Savoy, Scituate, Seekonk, Sharon, Sheffield, Shelburne, Sherborn, Shirley, Shrewsbury, Shutesbury, Somerset, Somerville, South Hadley, Southampton, Southborough, Southbridge, Southwick, Spencer, Springfield, Sterling, Stockbridge, Stoneham, Stoughton, Stow, Sturbridge, Sudbury, Sunderland, Sutton, Swampscott, Swansea, Taunton, Templeton, Tewksbury, Tisbury, Tolland, Topsfield, Townsend, Truro, Tyngsborough, Tyringham, Upton, Uxbridge, Wakefield, Wales, Walpole, Waltham, Ware, Wareham, Warren, Warwick, Washington, Watertown, Wayland, Webster, Wellesley, Wellfleet, Wendell, Wenham, West Boylston, West Bridgewater, West Brookfield, West Newbury, West Springfield, West Stockbridge, West Tisbury, Westborough, Westfield, Westford, Westhampton, Westminster, Weston, Westport, Westwood, Weymouth, Whately, Whitman, Wilbraham, Williamsburg, Williamstown, Wilmington, Winchendon, Winchester, Windsor, Winthrop, Woburn, Worcester, Worthington, Wrentham, Yarmouth

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